Bankruptcy Case Result

Steigerwalt Law Firm's mission statement is :  "To Exceed Client Expectations". Our team of experts and lawyers strive to give best possible services and results to our clients.  We would like to share one of the many such case results.

Actual case history:

Chapter 13 clients file a repayment plan to address unsecured debt in 2008. The clients made every payment then, unexpectedly one of the clients is diagnosed with esophageal cancer and becomes disable. Client only has a 30-40% survival rate. Client undergoes several operations and begins chemotherapy. With the loss of income, clients can no longer maintain the debt payment and their mortgage payment, and still meet all the out of pocket expenses for medicines and deductibles.

The Chapter 13 Bankruptcy Team of Katie Parker, Krystle DeRocco and D.J. Rausa gather all the necessary documents and files a Motion in the Bankruptcy Court for a Hardship Discharge. The Discharge will enable this family to remain in their home. Chapter 13 trustee objects to Motion for Hardship Discharge. The Bankruptcy Team files additional statements with the Court in an attempt to convince the Chapter 13 Trustee that a Discharge is warranted. The case is heard in Court before the Bankruptcy Judge.


Lead Bankruptcy Attorney D.J. Rausa, argues the case. The attorney for the Chapter 13 Trustee states his position. After a very long and detailed analysis of the issue presented, the Court rules that sufficient evidence was presented by Mr. Rausa. The Court found that the facts and circumstances were compelling and ruled in favor of the debtors. The request for the Hardship Discharge was granted.


The clients were hoping for this result and were very happy. When asked how much the fees were for the excellent work done by the Bankruptcy Team, they were informed that all fees were waived. It was decided that under these circumstances, the great result was payment enough.

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If you are wondering if bankruptcy could save your home and protect your family from the hardship of foreclosure, please call us at Steigerwalt Law Firm for your free consultation. We take appointments on short notice. We are not judgmental, and you will be treated with kindness and respect at all times.

Contact us :
SD Defense lawyers 
SD Bankruptcy

Call us:
(858) 362-3484.