Filing bankruptcy is an easy decision to make to address your personal financial crisis. This tough decision may come as a result of a loss of employment, divorce or illness. Sometimes it comes as a result of a combination of all of these things. It can be a very complex process and may take a toll on your daily activities. The only way to ensure that bankruptcy is the right option for you is to discuss your situation with a lawyer who specializes in consumer Bankruptcy. Steigerwalt Law Firm is staffed with experienced bankruptcy lawyers, who can help you at every stage of the process, maximize the retention of your assets while reducing your liabilities.
Listed below are some of the indicators that suggest that it’s time for you to file bankruptcy.
• When you owe more debt than your financial ability is capable of addressing.
• You lost your job and meeting the living expenses is becoming a headache.
• You are ill and can’t pay the medical expenses.
• Debt collectors are calling you.
• You are struggling to pay your monthly credit card payments.
• You have to use credit cards to pay for necessities.
• You are falling behind on your mortgage payments.
• Your bank accounts have been frozen or levied upon.
• You have no idea how much actually owe.
• Your creditors have initiated or are about to initiate legal proceedings.
• The mere thought of sorting out your finances makes you feel scared or out of control.
• Your vehicle is about to be repossessed.
• Your home is in foreclosure.
According to “A New Horizon”, record numbers of 1,530,078 personal bankruptcies were completed in 2010 according to a press release , which is an increase of 9% from the year 2009. Experts say that this number might climb 2011. California was one of the hard hit states, with an increase of 25% of bankruptcy filings.
If you are facing any of the above mentioned problems then filing bankruptcy may very well be an option you need to exercise. It’s always beneficial to contact a lawyer early before things get out of hand. Only a qualified bankruptcy lawyer can fully advise you of all your options and formulate a plan that will address your financial goals.
Contact our San Diego Bankruptcy Law Offices to schedule your free debt evaluation. We offer a no-charge, no-pressure initial consultation so that you can decide for yourself which option suits you best. You can call us at (858)-362-3484, where our legal assistants are available to assist you 24/7. We also offer weekend appointments for your convenience.
No comments:
Post a Comment